Full Service Mortgage Pipeline Risk Management Service

The heart of FCM’s services is customized pipeline risk management. FCM uses our proprietary software to analyze clients’ mortgage pipelines and provide them with the detailed information necessary to make intelligent and calculated decisions regarding their hedge positions. As part of our risk management services, we will:

• Analyze a client’s mortgage pipeline;

• Generate a daily Mark-to-Market;

• Provide the client with a daily “Shock Analysis” showing Mark-to-Market position in a range of future potential market pricing scenarios;

• Recommend the proper hedge position to neutralize the fallout and interest rate risks presented by your mortgage pipeline;

• Execute transactions with authorized mortgage backed security dealers to mitigate risk on behalf of our client, at their discretion, and

• Generate daily reports detailing a client’s pipeline and hedge positions.

Our clients have access to a wide variety of reports are designed to help clients understand the dynamics of their pipeline

With FCM’s broad range of more than 100 reports, our clients can explore the following pipeline dynamics and more at a glance:

• Reports to monitor data integrity and performance

  1. New loans entering the hedge.

  2. Loans that have been removed from the hedge including cancellations including the Mark-to-Market contribution and final sale statistics including gain/loss on sale.

  3. Query for possible loan duplications including duplicate loan numbers, borrower names, borrower social security numbers, property address and loan amount.

  4. Loans open in the hedge yesterday that no longer are in the client download.

• Reports to monitor hedge structure

  1. Open loan detail by hedge coupon and expiration month.

  2. Mortgage backed security open detail by coupon and settlement month.

• Reports to monitor hedge position cash flow

  1. Pair-Off Summary by Settlement Date by Dealer.

  2. Listing of Mortgage Backed Pair-offs by Pair-off Date.

  3. Option Trade Detail.

• Reports to assist in committing loan product

• Closed Loans Available for Investor Commitments.

• Loans Available for Sale with Package Received by Corporate.

Our skilled analysts will help you get the reports to understand exactly what you need to know about your mortgage pipeline.

In addition, FCM constantly is developing new reports at the request of our clients.

Our other services include:

Customized Services
Customized Reporting
Daily Process
Results